If there is one -- which I take leave to doubt -- then it is older people who create it, not the young themselves.

如果这个问题存在的话 -- 请允许我对此持怀疑态度 -- 那么，这个问题是由老年人而不是青年人造成的。

he is lending the bank money, repayment of which he may demand at any time,

就等于把钱借给了银行。这笔钱他可以随时提取，

and slipping through we no longer take omens from their flight on this side and that; and even the most superstitious villagers no longer take off their hats to the magpie and wish it good-morning.

这些鸟对我们是有益的，虽然我们不再从它们的飞翔姿态来占卜吉凶，连最迷信的村民也不再对喜鹊脱帽行礼，祝它早安了。

and zoomorphic animal shapes ablaze with red and gold and blue,

还有用红色、金黄色、蓝色绘制的光彩夺目的兽形图案，

will move decisively from the second phase to the third,

就可以明确地从第2阶段进入第3阶段。

wind, earth movements or tremors, and the gravitational pull of the moon and the sun.

风、地球的运动或震颤和月亮、太阳的引力。